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Passed your IC-38? Next step — know your own Human Life Value.
Free calculator · No sign-up · PDF report · 60 seconds
Calculate free → humanlifevalue.in
50 Questions  |  60 Minutes  |  Pass: 18/50 (35%)

IC-38 Study Guide

Covers health insurance life insurance IRDAI regulations and history. Tap any topic to expand. Real examples for every concept.

Once you are licensed as an agent
Help your clients discover their Human Life Value
A free calculator that shows exactly how much life insurance cover a family needs. Share it with every prospect. No login required for the user. PDF report generated instantly.
✓ HLV Calculator ✓ Goal-wise plan ✓ Free PDF report ✓ No sign-up needed
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humanlifevalue.in
🏥 Health Insurance — High Priority
🛡️ Life Insurance — Core Topics
⚖️ IRDAI Regulations and Agent Conduct

IC-38 Mock Tests

Three full 50-question mock papers. 60-minute timer per test. Instant feedback with explanations after every answer. Pass mark: 18 out of 50.

Q 1 of 50
60:00

⚡ Quick Reference

Numbers and facts that appear most frequently in the IC-38 exam. Study these the night before your exam.

Critical Numbers — Know These Cold